Frequently Asked Questions (FAQ)
Get Answers from Our Indiana Personal Injury Lawyers
- Do I actually need a lawyer?
- Does your firm offer a free initial consultation?
- How can you help me? What will your firm do?
- What do your services cost?
- What are your office hours?
- How much is my claim worth?
- Is it possible to settle out of court without having to go to trial?
- How long will my lawsuit take?
- What damages might I be entitled to recover?
- What happens if my child was injured?
- If I have been injured, what steps should I take to protect my legal rights?
- When should I hire a lawyer?
1. Do I actually need a lawyer?
Yes. As a general rule it is always better to consult with an Indiana injury
lawyer and allow them to determine what, if anything, needs to be done
to protect your legal and financial interests. As experienced and aggressive
Indiana Injury Lawyers, we will answer your questions without obligation
or charge so that you can make appropriate and necessary decisions about
you and your family’s future. In our extensive experience as Indiana
work injury lawyers and construction accident lawyers, we have seen that
many accidents involve difficult legal and factual issues which can be
best sorted out by an injury lawyer who is trained in handling such claims.
Further, without an injury attorney, an insurance company may underestimate
or undervalue the amount of money you are entitled to receive as a result
of injuries that you or your loved one may have sustained. The injury
lawyers of Crossen Kooi are well-versed in dealing directly with insurance
companies to assure that our client's are being taken care of and
when applicable, ensure they are receiving adequate compensation for their injuries.
Similarly, serious accidents oftentimes have long-term effects on an individual's
physical and emotional well-being. In such cases, the client is frequently
not well enough to handle the rigors of litigation and the stresses that
the insurance company and the defense lawyers for the insurance companies
generate. As your injury lawyer, our goal is to stop this stress and unnecessary
insurance behavior and to protect and restore our clients’ lives.
As your Indiana injury lawyer, we will do everything necessary under the
law to represent your interests, and when required, to protect you from
the actions of the insurance companies and their defense lawyers.
To that end, while insurance companies do, on rare occasions, admit fault,
it is more common that they will contest the nature and extent of the
injuries suffered by you, the innocent victim. The insurance company may
look for any way imaginable to avoid responsibility for the full extent
of a victim's injuries. Special expertise is required to develop the
evidence necessary to prove the full extent of your injuries and their
relationship to this accident. Let us do the work for you.
Finally, personal injury litigation is a difficult and complicated area
of law. Oftentimes, merely identifying the available auto insurance coverages
in a given accident is a complicated matter. For example, in the case
of an uninsured or under insured driver, a number of different policies
may be involved. Sometimes there are notice provisions under the various
insurance policies that must be complied with in order to process your
claim. Our experience in the personal injury law will help you accurately
identify all potential policies and sources of coverage that might that
may be available to your benefit.
In summary, an injured victim has nothing to lose and a great deal to gain
by contacting the injury lawyers of Crossen Kooi for free legal consultation
concerning any injury claim.
If you are contacted by an insurance adjuster, bear in mind that they do
not represent your interests. The relationship between an injured victim
and the wrongdoer's insurance company is an adversarial relationship.
The insurance company likely has no concern for your well-being and are
not looking to protect your interests. That is why we are here. We can
help make the difference as your injury lawyer. If you are contacted by
the insurance company or their representative following an accident or
injury, DO NOT GIVE A STATEMENT without first consulting with the injury
lawyers of Crossen Kooi. Any statement made could be used against you
as your case progresses through the legal system and could ultimately
affect your rights to obtain fair and equitable compensation for you or
your loved one’s injuries or death. We always guarantee….No
Victory….No Fee. Call our injury lawyers today at 866-569-1335.
2. Does your firm offer a free initial consultation?
Absolutely! Crossen Kooi LLP will be happy to discuss your case with you.
There is never a charge for consultation. You can always reach us toll
free at 1-866-569-1335 or locally at 317-569-1335, or if you would prefer,
take a moment to fill out our on-line claim survey, and an attorney will
get back with you within 24 hours.
3. How can you help me? What will your firm do?
If we accept your case, we will direct every professional resource available
to us to resolve the unique issues involved in your particular case and
in obtaining maximum dollar recovery on your behalf. While no one can
completely remedy or give back to you everything you may have lost by
way of a serious personal injury, through our professional services, we
work hard to help put your life back together and get you back on your feet.
Our firm is dedicated to servicing personal injury victims. We take pride
in preparing all claims with attention to detail. We are strong, aggressive,
and experienced legal counsel. Because of this fact, many of our cases
do settle without the need for trial and/or arbitration. If attendance
at trial and/or arbitration becomes necessary, rest-assured that you as
our client will be well-prepared.
A contract for our professional services means that you can expect, among
other things, us to help you:
- Educate and inform you about the factual and legal issues involved in your
- Help you obtain proper medical assessment and treatment.
- Assess future care needs and make appropriate recommendations.
- Carefully and properly evaluate the human and economic loss components
to your claim and so as to maximize the potential recovery.
- Demonstrate power and strength in negotiations.
- Present a "winning" case on your behalf (though results cannot
- Work tirelessly on your behalf until the case is over.
4. What do your services cost?
The vast majority of our personal injury claims are operated under what
is known as a contingency fee agreement. Simply put, a contingency fee
agreement means that you only pay the attorney if the attorney makes a
successful recovery on your behalf. If there is no recovery, you owe the
attorney nothing by way of an attorney fee. The contingency fee is decided
on a case by case basis to effect a fair and reasonable arrangement for
both our clients and our firm.
5. What are your office hours?
Our regular office hours are Monday through Friday 8:30 a.m. - 5:30 p.m.
However, we recognize that oftentimes people are in need of emergency
assistance - an accident can occur at any time of day/night. In those
situations, a person may need to meet with an attorney from our office
after normal office hours. We recognize this fact and are more than amenable
to coming to a perspective client's home, hospital , or place of business.
When you contact us, we can discuss what time and place works best.
6. How much is my claim worth?
This is one of the first things many of our clients would like to know.
However, even the most experienced personal injury attorneyswould never
go about trying to answer this question until they have had an adequate
opportunity to fully investigate the underlying facts and obtain adequate
information about the damages.
Sometimes it takes several months after an accident before all the necessary
factors become known that will in turn enable the lawyer to make an informed
decision about the evaluation of your particular claim. Once that occurs,
the lawyer can begin settlement negotiations with any insurance company
that may be affording coverage. If the client insists on a quick settlement,
this might be accomplished, but many times the client will end up getting
less than the full value of the claim. Yet another problem with settling
too soon is that sometimes injuries do not appear for weeks or months
later as injuries are oftentimes progressive in nature. Once a claim has
been settled and the responsible party released, the claim cannot be re-opened
or prosecuted against them.
Our firm prides itself on working hard to represent our clients' best
interests. We look to the quality of the cases we take as opposed to quantity.
We do not sacrifice the value of our client's claims in favor of quick
and easy settlements when adequate compensation has not been offered in exchange.
Oftentimes we are successful in achieving a full and fair settlement even
before we resort to filing a lawsuit in court. We have a great deal of
experience and have developed contacts in dealing with various insurance
companies. If, despite our best efforts, settlementnegotiations do not
result in a settlement, we may have to file suit and push the case through
the court system. If this becomes necessary, we do everything we can to
complete this as rapidly as possible. Our goal remains the same throughout
- that is, to represent our client's best interest throughout every
step of their case.
7. Is it possible to settle out of court without having to go to trial?
Yes. The vast majority of our cases settle before trial. Oftentimes the
insurance companies that represent the wrongdoers come to an understanding
that if they proceed to trial, a jury of your peers may very well return
a verdict in your favor for significant monetary damages. It is not at
all uncommon that the insurance company will solicit a demand or make
an offer after the case is put into suit because of this fact.
8. How long will my lawsuit take?
Again, this varies from case-to-case. Many cases are settled within months
of retaining counsel and some even prior to suit. Others take longer.
Factors that can affect the length that a lawsuit may take, including,
though are not limited to, where the action is pending, the complexity
of the lawsuit, the nature and extent of the injuries involved, and ongoing
medical treatment. Crossen Kooi will be able to provide you with an educated
guess as to how long your case may take during your initial consultation,
but this is only speculation based on our experience in this area. No
attorney can guarantee how long a case will take from beginning to end.
9. What damages might I be entitled to recover?
In Indiana and Illinois a victim of accidental injury may be entitled to
recover damages, including, but not limited to, medical expenses,lost
earnings, lost earning capacity, physical pain and suffering, mental anguish,
physical impairment and disfigurement, all in the past and into the future.
If the injury is serious and disabling, a spouse, parent, and/or child
might also make a separate and additional claim for loss of consortium
and companionship. Further, in wrongful death cases, the spouse, children,
parents, and heirs of the deceased may be able to sue for monetary damages.
All cases are fact sensitive and the many factors dictate the direction
and available remedies of each respective case.
10. What happens if my child was injured?
Minors (children under the age of 18) technically lack the legal capacity
to make a contract or sign a release. As such, claims for an injured children
are oftentimes brought by their next friend on their behalf. We can arrange
for appointment of a next friend to help prosecute the claim on behalf
of your child. Normally, this is one or both of the child's parents.
However, it could also be a relative or person closest to the injured child.
11. If I have been injured, what steps should I take to protect my legal rights?
The very first thing we suggest you do is to contact Crossen Kooi for consultation.
It is critical that you not do anything that might adversely affect or
prejudice your rights. No statements, written or recorded, should be given
to adjusters or investigators. No signed authorizations permitting the
insurance company of the wrongdoer to have access to your medical providers
and no records should be provided without the advice of counsel.
12. When should I hire a lawyer?
If you are going to retain legal counsel, you should always do it sooner
rather than later. Evidence can spoil or be lost. Oftentimes we find witnesses
who are first more than willing to help become uncooperative or their
memory forgets as time passes. Consulting with an attorney during the
early stages of the case can help secure this evidence and supportive